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Recovery Performance of Banks

Recovery Mechanism & Performance

Overall recovery percentage consisting of three broad sectors viz. Agriculture, MSE and OPS as on 30.09.2018 stood at 60%.

Recovery Status of PRISEC loans as on 30.09.2018


(Amt. Rs. in Crore)
Sector Sept, 2017 Sept, 2018
Demand Recovery % Demand Recovery %
 Agriculture & Allied

12189

6593

54

13262

7418

56

 MSE

9952

5249

53

14418

9186

64

 OPS

4457

2214

50

7025

4316

61

 TOTAL

26598

14056

53

34705

20921

60

Observation: The year to year comparison clearly reflects improvement in recovery scenario from 53% to 60% which is in conformity with the reduction in gross NPA to 13.42% on 30-09-2018 from the high of 15.44% on 31-03-2018. The effects of NCLT process, strengthening of internal recovery mechanism by banks coupled with post Demonetisation improvement in economy have contributed to the reduction in NPA.

 

West Bengal

BANK-WISE AND SECTOR-WISE RECOVERY PERFORMANCE AS ON 30.09.2018

(Rs.in lac)

Sr. No.

Bank

Agril & Allied Activities

MSE

OPS

Total

 

 

Demand

Recovery

%

Demand

Recovery

%

Demand

Recovery

%

Demand

Recovery

%

1

2

3

4

5

6

7

8

9

10

11

12

13

14

PUBLIC SECTOR BANKS

1

Allahabad Bank

339640.19

155147.64

46

415081.52

266814.40

64

191787.22

141711.58

74

946508.93

563673.62

60

2

Andhra Bank

3652.02

1242.56

34

530.68

242.18

46

74.15

40.65

55

4256.85

1525.39

36

3

Bank of Baroda

7978.00

5083.00

64

4039.00

2185.00

54

1485.00

681.00

46

13502.00

7949.00

59

4

Bank of India

68845.00

34355.00

50

106555.00

50787.14

48

98825.45

45228.17

46

274225.45

130370.31

48

5

Bank of Maharashtra

30.00

2.00

7

2800.00

36.00

1

13500.00

56.00

0

16330.00

94.00

1

6

Canara Bank

14292.00

8575.47

60

12704.00

8130.32

64

8835.00

7156.61

81

35831.00

23862.40

67

7

Central Bank of India

11730.61

3620.00

31

34288.43

2449.56

7

3159.59

120.94

4

49178.63

6190.50

13

8

Corporation Bank

4440.14

2415.12

54

9789.15

4014.11

41

2447.14

689.56

28

16676.43

7118.79

43

9

Dena Bank

350.00

85.00

24

12000.00

3100.00

26

450.00

170.00

38

12800.00

3355.00

26

10

Indian Bank

4685.26

1680.25

36

26852.14

14689.26

55

7257.26

3780.29

52

38794.66

20149.80

52

11

Indian Overseas Bank

3214.18

1614.10

50

3286.91

1868.74

57

1190.85

634.74

53

7691.94

4117.58

54

12

Oriental Bank of Commerce

19562.02

9041.28

46

17452.03

7451.62

43

3106.85

1420.65

46

40120.90

17913.55

45

13

Punjab National Bank

14583.00

10583.00

73

148260.00

122368.00

83

68585.00

54566.00

80

231428.00

187517.00

81

14

Punjab & Sind Bank

1754.26

620.34

35

10451.26

4051.64

39

9985.26

4085.26

41

22190.78

8757.24

39

15

Syndicate Bank

3755.00

2478.56

66

17528.00

11393.00

65

7412.00

4818.00

65

28695.00

18689.56

65

16

State Bank of India

38153.00

25944.00

68

55023.00

35225.00

64

79012.00

54549.00

69

172188.00

115718.00

67

17

Union Bank of India

14562.23

6122.74

42

6186.26

2591.47

42

4185.26

1895.62

45

24933.75

10609.83

43

18

United Bank of India

151946.23

79712.43

52

66614.18

37950.13

57

44921.23

25712.11

57

263481.64

143374.67

54

19

UCO Bank

11745.12

4451.02

38

6795.23

2214.65

33

15854.02

6987.56

44

34394.37

13653.23

40

20

Vijaya Bank

730.26

310.20

42

8056.23

3216.45

40

2241.16

1148.15

51

11027.65

4674.80

42

21

IDBI Bank

5123.31

2584.16

50

21746.31

11954.66

55

15856.34

8290.17

52

42725.96

22828.99

53

A

Total

720771.83

355667.87

49

986039.33

592733.33

60

580170.78

363742.06

63

2286981.94

1312143.26

57

PRIVATE SECTOR BANKS

22

HDFC Bank

9696.17

8802.39

91

30715.27

29621.47

96

4473.75

3910.01

87

44885.19

42333.87

94

23

AXIS Bank (UTI)

36582.16

15134.16

41

96856.27

60159.48

62

189.57

99.52

52

133628.00

75393.16

56

24

ICICI Bank

11582.64

9853.32

85

62529.31

47532.17

76

13982.21

8737.58

62

88094.16

66123.07

75

B

Total

57860.97

33789.87

58

190101

137313

72

18646

12747

68

266607.35

183850.10

69

(A+B)

Total of Comm.Bks

778632.80

389457.74

50

1176140.18

730046.45

62

598816.31

376489.17

63

2553589.29

1495993.36

59

REGIONAL RURAL BANKS

25

BGVB (UBI)

99669.26

66891.22

67

96979.41

59780.27

62

59345.02

42298.85

71

255993.69

168970.34

66

26

PBGB (UCO)

78243.55

58651.37

75

28016.46

16832.29

60

3981.27

2399.91

60

110241.28

77883.57

71

27

UBKGB

27281.00

21402.00

78

2305.00

1720.00

75

11648.00

8890.00

76

41234.00

32012.00

78

C

RRBs Total

205193.81

146944.59

72

127300.87

78332.56

62

74974.29

53588.76

71

407468.97

278865.91

68

D

W.B. St. Co-op.Bk

302380.17

200499.54

66

132081.71

109835.34

83

22714.25

21285.04

94

457176.13

331619.92

73

E

WBSCARD Bank Ltd.

40013.27

4908.49

12

6321.00

466.78

7

7459.04

1489.77

20

53793.31

6865.04

13

Grand Total (A+B+C+D+E)

1326220.05

741810.36

56

1441843.76

918681.13

64

702534.68

431661.41

61

3470598.49

2092152.90

60