BANGLA SWANIRBHAR KARMASANSTHAN PRAKALPA
- SCHEME SPONSORED BY GOVERNMENT OF WEST BENGAL
Salient Features :

Objective	For individual youth it shall be called 'Atmamaryada' and for group of entrepreneurs it shall be called 'Atmasamman'.
Loan Amount	For the growth of 'Tiny Scale Units' engaged in production, manufacturing, processing, trade, service or any sector other than agriculture having a project cost upto Rs.10.00 lac.
Eligibility	The individual entrepreneur or the group of entrepreneurs shall have to provide 10% of the project cost as his/her/their contribution. The State Government shall provide 20% of the project cost as grant subject to a maximum of Rs. 50,000/= only in case of individual scheme (Atma Maryada) and a maximum of Rs. 1.25 lakhs only in case of group scheme (Atma Samman). The remaining 70% of the project cost will be provided by C0-operative, Regional Rural or commercial banks or WBFC.
Security	a) For SSI units of tiny scale, no collateral security other than hypothecation of plant and machinery or any other asset procured for the project, will be required for the loan component up to Rs.5.00 lac of the project cost. b) For units of non-SSI sectors such as service, trade etc. No collateral security will be required for the loan component up to Rs.2.00 lac of the project cost.             c) For a group of five entrepreneurs, no collateral security will be required to the loan component up to Rs.2.00 lac as per member subject to a maximum of 5 members per group.
Interest	As per HO guidelines issued from time to time.
Eligibility Criteria	An individual entrepreneur or a group of entrepreneurs, preferably registered with any employment exchange of the state and whose family income(respective family income of individual member in case of a group) does not exceed Rs.15,000/- per month and, who intend(s) to generate income by setting up any viable unit of industry, trade, services, etc. or reviving or improving an existing unit, will be eligible under this scheme. 2.   The family income should not exceed Rs.15,000/- per month. 3.    The 'unemployed youth' entrepreneur should be within the age group of 18-40 years as on date which he or she makes an application for such assistance. In appropriate case/s the age restriction may be relaxed by the State Government.