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State Profile

General Information of West Bengal

Geographical Area 88752 sq KM
Percentage Area of State to area of Indian Union 2.74%
Average Annual rainfall 1666 mm
Districts 23
No. of Sub-divisions 66
No. of Blocks 341
No. of Municipalities 120
Total No. of Municipal Corporations 6
No. of Villages (inhabited) 37945
Villages Electrified 37779 (99.56%)
Total No. of Gram Panchayats 3354
Capital Kolkata
Average population served per Bank Branch (including RRBs) but excluding Cooperative Banks & Foreign Banks (As on June 2018) 11492
No. of Minority concentrated districts. #17
Principal Language Bengali
Airport Kolkata, Bagdogra and Andal
Riverine Ports Kolkata, Haldia

#(1) Howrah, (2) Kolkata, (3) Burdwan, (4) Nadia, (5) 24-Parganas North, (6) 24- Parganas South, (7) Malda, (8) Murshidabad, (9) Uttar Dinajpur, (10) Dakshin Dinajpur, (11) Coochbehar, (12) Birbhum, (13) Darjeeling, (14) Jalpaiguri, (15) Alipurduar, (16) Purba Medinipur, (17) Paschim Medinipur.

Population Details:

(As per 2011 census)

Population 913.48 lac
Rural population 657.97 lac
% of rural population 72.03%
% of urban population 27.97%
Male population 469.27 lac
(51.37%)
Female population 444.21 lac
(48.62%)
Sex ratio (No. of Females per 1000 Males) 950:1000
Total No. of Households 157.16 lac
No. of Rural households 111.62 lac
No. of Urban households 45.54 lac
Schedule Caste population 184.53 lac
Schedule Tribe population 44.06 lac
Density of population 1029 per sq.km
Literacy level 626.14 lac
(68.55%)
Highest Population Districts Lowest Population Districts
North 24 Parganas 100.82 lac (11.04%) Dakshin Dinajpur 16.70 lac (1.83%)
South 24 Parganas 81.53 lac (8.93%) Darjeeling 18.42 lac (2.02%)
Burdwan 77.23 lac (8.46%) Coochbehar 28.22 lac (3.09%)
Murshidabad 71.02 lac (8.46%) Purulia 29.27 lac (3.21%)

Farming Activities :

(As per 2011 census)

Total or Gross cropped area 9459 thousand hectares
Net cropped area 5204 thousand hectares
Net irrigated area under minor irrigation 4434 thousand hectares
Cropping intensity 182%
Major Crops Rice, Potato, Jute, Tea, Vegetables, Pulses, etc.
Soil type Gangetic Alluvial soil & lateritic soil
Climate Tropical & humid except in the northern hilly region
Cultivators 51.17 lac
Of the above, Small & Marginal farmers 43.42 lac
Agricultural labourers 101.89 lac
Recorded Sharecroppers 15.37 lac
Workers engaged in Household Industries 14.36 lac
Workers engaged in Allied Agro Activities 3.35 lac
Other workers 121.73 lac
Per Capita Deposit (as on 30.06.2018) Rs 78255
Per Capita Advance (as on 30.06.2018) Rs 50063
Average population served per branch (excluding Cooperative banks) (as on 30.06.2018) 11491

Bank wise & District wise allocation of Lead Bank Responsibility:
Bank No. of Districts Name of Districts
United Bank of India 11 Bankura, Dakshin Dinajpur, Uttar Dinajpur, Malda, Murshidabad, Nadia, Purulia, 24-Pargans (South), Purba Medinipur, Paschim Medinipur & Jhargram
UCO Bank 4 Howrah, Hooghly, Birbhum & Purba Burdwan
Central Bank of India 4 Jalpaiguri, Darjeeling, Coochbehar & Alipurduar
Allahabad Bank 1 24-Parganas (North)
State Bank of India 3 Kolkata, Kalimpong & Paschim Burdwan

Population group wise branch Network in the State of West Bengal:


Population group March 2012 March 2016 March 2017 March 2018 June 2018
Rural 2859
(45.83%)  		 3550
(44.64%)		 3552
(43.31%) 		 3631
(43.44%) 		 3648
(43.40%) 
Semi-urban 938
(15.03%) 		 1284
(16.14%) 		 1398
(17.05%) 		 1442
(17.25%)		 1450
(17.25%)
Urban 1160
(18.60%) 		 1529
(19.23%) 		 1630
(19.88%) 		 1655
(19.80%) 		 1674
(19.91%) 
Metro 1281
(20.54%) 		 1590
(19.99%) 		 1621
(19.76%) 		 1630
(19.51%) 		 1633
(19.44%) 
TOTAL 6238
(100%) 		 7953
(100%) 		 8201
(100%) 		 8358
(100%) 		 8405
(100%) 

Position of ATMs in the State of West Bengal:

Population group March 2015 March 2016 March 2017 March 2018 June 2018
Rural 2373 2429 2539 2571 2579
Semi-urban 1910 2104 2158 2191 2224
Urban 2669 2998 3103 3241 3263
Metro 2489 2929 3022 3246 3044
TOTAL 9441 10460 10822 11249 11110

VITAL BANKING STATISTICS OF WEST BENGAL

(Amount Rs in crore)

Sl. No. Parameter June 2017 March 2018 June 2018
1 No. of Branches 8214 8358  8405 
2 Total Deposits 665188  710512  714841 
3 Total Advances   434972  464580  457320 
4 CD Ratio 65  65   64 
5 C+I : Deposit Ratio 78  77  82 
6 Priority Sector Advances (PSA)  155609   168373  159550 
7 % of PSA to ANBC 38 40   37 
8 Agriculture Advances 43932   47439  44412 
9 % of Agri Advances to ANBC 11 12  10 
10 MSE Advances 81028   87275   83217 
11 Education Loans 2376  2396  2361 
12 Housing Loans 32733  40804  36652 
13 DRI Advances 135  153  168 
14 % of DRI Advances to ANBC 0.03  0.04  .04 
15 Schedules Caste/ Scheduled Tribe Advances 15685 17517  22023 
16 Advances to Women Entrepreneurs 32360  39357  35351 
17 % of Advances to Women Entrepreneurs to ANBC 8 9  5 
18 Weaker Section Advances   43843  58918  47036 
19 % of Weaker Advances to ANBC 11  14  11 
20 Minority Community Advances 26391  31323  33741
21 % of Minority Community Advances to Prisec Advances 17  19  21 

DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN

(Amount Rs in crore)

Sl. No. Parameter ACP Plan 2017-18 ACP achievement (June,17) % achieved ACP Plan 2018-19 ACP achievement (June,18) % achieved
1 Agriculture  59098   8066   14   64071  11846   18 
2   MSE  38000  8995 24   50000  10217  20
3   OPS   11191   5586   50   15890  4562  29 
4 NPS  11250   5252   47   16500  3552  22 
  Grand Total 119539  27899  23  146461 30177  21