Direct Benefit Transfer (DBT) was rolled out by Government of India in selected districts since January 2013. SLBC convenor banks were advised to co-ordinate with the authorities to implement DBT. Banks were advised to include the status of the roll-out of DBT as a regular agenda item for discussion in SLBC meetings as part of Financial Inclusion/Direct Benefit Transfer (DBT) implementation. As a prerequisite to the implementation of the DBT, every eligible individual should have a bank account. Further, to make disbursements at the doorstep through the ICT- based BC model, banking outlets either through brick & mortar branches or the branchless mode is needed in all villages across the country. Hence, banks have been advised to:

• take steps to  complete account opening and seeding Aadhaar number in all the DBT districts.


• closely monitor the progress in seeding of Aadhaar number in bank accounts of beneficiaries.


• put in place a system to provide   acknowledgementto the beneficiary of seeding request and also send  confirmation of seeding of Aadhaar number.


• formDBTImplementationCo-ordination   Committee,   alongwith   State Government  department concerned, at district level and review the seeding of Aadhaar number in bank accounts.


• ensure that district and village wise names and other details of business correspondents (BCs) engaged/other arrangements made by the bank is displayed on the SLBC website.


• set  up  a  Complaint  Grievance  Redressal  mechanism  in  each  bank  and nominate a Complaint Redressal Officer in each district, to redress the grievances related to ‘seeding of Aadhaar number in bank accounts'.